hi herman,
with my test I could hear the effect of placing a digital filter where there was no filter at all and therefor could hear what exactly this filter does. really bad is probably exagerated a bit but one could easily hear the negative effects of such a filter. in your case you replaced an analog filter with a digital one. thats very different. analog filter also got a lot of problems. ones I replaced the stock mundorf silver/gold caps in my tweeter xo with teflon v-caps. it is shocking to hear how much music get lost in these highly regarded mundorfs.
so if you have lets say an average quality analog xo and replace it with a digital one you may very well gain sonic benefits.
duomike